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Are you saving enough?
Find out how much your lifestyle could cost when you retire and how to work out if your savings are on track.
Are you saving enough?Pay Your Pension Some Attention
You don’t need to be a pension expert to make the most of your hard-earned money.
The Pay Your Pension Some Attention campaign is back for a second time, to help you get to grips with your pension. This year's campaign, which stars 80s icon Timmy Mallet, is encouraging members to look back to yesterday and uncover your pension so you can maximise your future.
You can find out more by visiting pensionattention.co.uk and youtube.com
It focusses on 3 key steps:
1 - Look back to yesterday
People often have many jobs over a lifetime. Do you know where all of your pension pots are from previous careers? If not, don’t worry! Visit nationalpensiontracingday.co.uk/step-by-step and follow their step-by-step guide to trace old pensions and make sure you don’t lose out on what you’re owed.
2 - Lean in to what you’ve got today
Make sure your details, as well as your Expression of Wish form, are up to date. Check your letters, emails, and pension documents to get a clear picture of what you have now, and if applicable, to monitor or change your investments.
3 - Move forward to your future
It can be tricky knowing how much you’ll need in retirement, but there are a few ways to get a better insight. For example, you can:
- Use the Government’s retirement calculator - to see how much you might get when you retire, including income from the State Pension.
- Check your State Pension forecast - to find out how much State Pension you could get, when you can get it and how to increase it if you can. This is helpful to know especially if you’re approaching retirement and want to consider all sources of retirement income you’d have.
Matt Riley
Manager
Matt joined Zedra Governance Limited (formerly PTL) in January 2008 having previously worked for Mercer Limited, Hazell Carr and Prudential.
As a Manager for the company's Birmingham Office, Matt’s responsibilities include working closely with Client Directors and individually liaising with Employers, Trustees and Members to ensure the smooth running of their pension schemes. Matt’s current portfolio of clients covers ongoing, paid-up and winding-up schemes. In addition, Matt has experience of schemes that have transferred or are in the process of transferring to the Pension Protection Fund and Financial Assistance Scheme. Matt also works closely with clients in relation to risk registers and internal controls.
Matt particularly enjoys resolving issues in a fair and pragmatic way ensuring that the right result is reached for the member or employer.
Sam Burden
Client Director
Sam Burden joined Zedra Governance (formerly PTL) in 2022. He is an Accredited Professional Pension Trustee (AMAPPT) and an Associate of the Pensions Management Institute (APMI)
Sam has more than 25 years’ experience in the pensions industry gained with WTW, KPMG, and Standard Life working with a wide range of pension schemes and sponsoring employers. His trustee appointments include DB, DC and hybrid pension schemes and he has experience of handling a broad range of projects relating to the management of pension schemes.
Beyond his pensions experience Sam is a former Birmingham City Councillor where he chaired the audit committee and a current charity trustee.
Payam Kazemian
Client Director
Payam Kazemian joined Zedra Governance Limited (formerly PTL Governance Limited) in 2021. He is an Accredited Professional Pension Trustee (AMAPPT) and an Associate of the Pensions Management Institute (APMI).
Payam has more than 17 years of experience in the pensions industry. Through his current role as a professional trustee, as well as previously as a pension’s de-risking and investment structuring expert at financial institutions including Goldman Sachs and Deutsche Bank, he has had overall responsibility for creating investment, de-risking, journey planning, and governance solutions for a wide range of UK DB pension schemes. He currently holds a number of board positions (as Chair of Trustees) and sole trustee in his professional trustee capacity. Payam has been involved with a number of pensions projects including pensions buy-in, pensions buy-out, GMP equalisation, investment strategy reviews, and dialogue with the pensions regulator. Payam looks to create and believes in a collaborative relationship between the sponsor, the trustee, and all other parties involved as this results in best member outcomes and helps deliver pragmatic solutions for scheme. Aside from his pensions experience, Payam holds a Ph.D. in Materials Science from the University of Cambridge.
