Highlights In This Section
Are you saving enough?
Find out how much your lifestyle could cost when you retire and how to work out if your savings are on track.
Try it nowHas something in your life changed?
If something in your life changes, your pension could be affected. So it’s important that you let us know as soon as possible.
By keeping your records up to date, you can help ensure we can keep in touch about any matters that affect you.
In particular, you should tell us about:
- changes to your relationship status
- the birth of any dependent children
- changes to your work patterns, such as reduced hours or extended leave
You can update your details by contacting the Scheme’s administrator, RPMI on 0345 112 0025 or amey@rpmi.co.uk
Alternatively you can contact the Amey HR Service Centre on 01865 713101 or HRHelpdesk@amey.co.uk
Here’s a quick round up of some major life changes and how they can affect your pension:
Taking leave
If you’re off work for an extended period, you’ll need to consider whether your pension contributions will continue. You can check this with your employer.
If you get maternity, paternity, additional paternity, family or adoption leave pay, what you pay into your pension will be based on what you are earning at that time. However your employer will continue to pay their contributions based on your normal rate of pay.
If for any reason, you can’t pay the contributions, they may be collected from your future earnings.
Going part-time
If you go part-time rather than working full-time, your pension contributions will go down. This is because your pay is based on the amount you earn/the hours you work.
Ill-health
If you need to retire earlier than expected due to ill-health, you may be able to take your pension early too. Certain criteria apply and medical evidence will be required.
To see if you are eligible please contact us using the relevant email address below:
Active members email: pensionsadmin@amey.co.uk
Preserved members email: amey@rpmi.co.uk
Divorce or dissolution
If you face divorce or the dissolution of a civil partnership, your pension is likely to be considered along with your other assets when financial settlements are worked out.
A court order can be made to transfer part of the value of your pension benefits to your ex-spouse, either during the divorce or dissolution proceedings or once you start claiming the pension yourself.
If you need further information please contact RPMI on 0345 112 0025 or email amey@rpmi.co.uk
Death
If you die before you claim your benefits, a lump sum could be paid to your beneficiaries.
You can tell us who you’d like your beneficiaries to be by completing an Expression of Wish form here
Matt Riley
Manager
Matt joined Zedra Governance Limited (formerly PTL) in January 2008 having previously worked for Mercer Limited, Hazell Carr and Prudential.
As a Manager for the company's Birmingham Office, Matt’s responsibilities include working closely with Client Directors and individually liaising with Employers, Trustees and Members to ensure the smooth running of their pension schemes. Matt’s current portfolio of clients covers ongoing, paid-up and winding-up schemes. In addition, Matt has experience of schemes that have transferred or are in the process of transferring to the Pension Protection Fund and Financial Assistance Scheme. Matt also works closely with clients in relation to risk registers and internal controls.
Matt particularly enjoys resolving issues in a fair and pragmatic way ensuring that the right result is reached for the member or employer.
Sam Burden
Client Director
Sam Burden joined Zedra Governance (formerly PTL) in 2022. He is an Accredited Professional Pension Trustee (AMAPPT) and an Associate of the Pensions Management Institute (APMI)
Sam has more than 25 years’ experience in the pensions industry gained with WTW, KPMG, and Standard Life working with a wide range of pension schemes and sponsoring employers. His trustee appointments include DB, DC and hybrid pension schemes and he has experience of handling a broad range of projects relating to the management of pension schemes.
Beyond his pensions experience Sam is a former Birmingham City Councillor where he chaired the audit committee and a current charity trustee.
Payam Kazemian
Client Director
Payam Kazemian joined Zedra Governance Limited (formerly PTL Governance Limited) in 2021. He is an Accredited Professional Pension Trustee (AMAPPT) and an Associate of the Pensions Management Institute (APMI).
Payam has more than 17 years of experience in the pensions industry. Through his current role as a professional trustee, as well as previously as a pension’s de-risking and investment structuring expert at financial institutions including Goldman Sachs and Deutsche Bank, he has had overall responsibility for creating investment, de-risking, journey planning, and governance solutions for a wide range of UK DB pension schemes. He currently holds a number of board positions (as Chair of Trustees) and sole trustee in his professional trustee capacity. Payam has been involved with a number of pensions projects including pensions buy-in, pensions buy-out, GMP equalisation, investment strategy reviews, and dialogue with the pensions regulator. Payam looks to create and believes in a collaborative relationship between the sponsor, the trustee, and all other parties involved as this results in best member outcomes and helps deliver pragmatic solutions for scheme. Aside from his pensions experience, Payam holds a Ph.D. in Materials Science from the University of Cambridge.
